Should I Call a Roofer Before Calling My Insurance Company? Yes, and Here’s Why
Hi, I’m Justin, the owner of Right Now Roofing, and today I want to address a question we often get from our customers: “Should I have my roof looked at before calling my insurance company?” The answer is a resounding yes, and here’s why.
Understanding the Importance of a Roof Inspection
First, let’s talk about the purpose of a roof inspection. When you notice a potential issue with your roof, whether it’s after a severe storm or just over time, it can be tempting to call your insurance company right away. However, having a professional roofing inspection before making that call can save you time, stress, and potentially a lot of money.
Why Have a Professional Roof Inspection?
1. Accurate Damage Assessment
As roofing specialists in the Twin Cities area, we know that weather in Minnesota can be unpredictable, leading to various types of roof damage. A professional inspection ensures that all damages are accurately identified and documented. Sometimes, damage isn’t visible from the ground or to the untrained eye. Our experienced team can spot issues that might be overlooked, such as subtle signs of water damage, shingle deterioration, or structural weaknesses.
2. Detailed Documentation
Insurance companies require detailed evidence of any damage before they process claims. By having us inspect your roof first, you get a comprehensive report with photographs and descriptions of the damage. This documentation is invaluable when filing a claim, as it provides concrete proof that can help speed up the process and support your case.
3. Avoiding Unnecessary Claims
Not all roof damage warrants an insurance claim. Minor issues might be more cost-effective to repair out-of-pocket rather than going through the insurance process and potentially facing increased premiums. Our inspection can help you determine whether the damage is significant enough to justify a claim or if it can be managed with a simple repair.
The Inspection Process
When you call Right Now Roofing for an inspection, here’s what you can expect:
- Initial Consultation
- We discuss any concerns you have and gather information about the potential damage.
- We’ll also review any history of previous repairs or claims to better understand your roof’s condition.
- Comprehensive Inspection
- Our team conducts a thorough examination of your roof, looking at shingles, flashing, gutters, and any other critical components.
- We use advanced tools and techniques to ensure no damage goes unnoticed.
- Detailed Report
- After the inspection, we provide a detailed report, complete with photographs and descriptions of any damage.
- We also include our professional recommendations for repairs or replacements.
- Guidance on Next Steps
- Based on our findings, we advise you on whether to proceed with an insurance claim or handle the repairs directly.
- If you decide to file a claim, we can guide you through the process and even work with your insurance adjuster to ensure everything is covered.
Why Choose Right Now Roofing?
Being a local roofing company based in the Twin Cities area, we understand the specific challenges that Minnesota weather can pose. Our familiarity with the region’s climate means we know what to look for and how to best address any roofing issues you might encounter.
Local Expertise
We live and work in the same community as you, so we’re invested in ensuring our neighbors have safe, secure roofs. Our knowledge of local building codes and weather patterns allows us to provide tailored solutions that you can trust.
Friendly, Professional Service
At Right Now Roofing, we pride ourselves on offering friendly, professional service. We’re here to answer your questions, address your concerns, and provide the highest quality roofing services possible. When you work with us, you’re not just a customer; you’re part of our community.
Commitment to Quality
Our team is dedicated to using the best materials and techniques to ensure your roof is in top condition. Whether you need a minor repair or a full replacement, you can count on us to deliver exceptional results.
Conclusion
In conclusion, having your roof inspected before calling your insurance company is a smart move. It ensures an accurate assessment, provides detailed documentation for your claim, and can help you avoid unnecessary claims. As a local roofing expert in the Twin Cities area, Right Now Roofing is here to help you navigate this process with ease.
If you have any concerns about your roof or need an inspection, don’t hesitate to contact us. We’re here to provide the expertise and support you need to keep your roof—and your home—in the best possible condition.
Feel free to reach out to us at Right Now Roofing. We’re always here to help our Minnesota neighbors with all their roofing needs.
Stay safe, and remember, we’ve got you covered!
Best regards,
Justin
Owner, Right Now Roofing
