Ice Dams in Minneapolis: Everything You Need to Know to Protect Your Roof
Ice dams are a common yet hazardous problem for homeowners in Minneapolis and other areas with harsh winter climates. These ridges of ice form along the edges of your roof and can cause serious damage to your home if not addressed properly. In this guide, we’ll explore everything you need to know about ice dams, from their causes to prevention tips, so you can keep your home safe and your roof in excellent condition.

What Are Ice Dams?
Ice dams are barriers of ice that form at the edge of a roof, preventing melting snow from draining off. When the trapped water refreezes, it can damage shingles, gutters, and even your home’s interior.
Here’s how they form:
- Heat from inside the house escapes through the roof, melting the snow.
- The melted snow flows down the roof until it reaches the colder edges, where it refreezes.
- Over time, this creates a dam of ice that traps additional melting snow.
Signs of Ice Dams
Knowing the warning signs of ice dams can save you from costly repairs:
- Large icicles hanging from your roof’s edges.
- Water stains on interior walls or ceilings.
- Leaks or damp patches during the winter months.
If you notice any of these signs, it’s important to take action quickly to mitigate the damage.
Why Are Ice Dams a Problem?
Ice dams can cause a variety of issues, including:
- Roof Damage: The weight of the ice and trapped water can damage shingles and other roofing materials.
- Interior Water Damage: Water trapped by the ice dam can seep into your home, causing stains, peeling paint, or even mold growth.
- Higher Energy Costs: Heat loss through the roof not only contributes to ice dams but also increases heating bills.
Common Causes of Ice Dams
Several factors contribute to the formation of ice dams:
- Inadequate Attic Insulation:
- Warm air escaping into the attic heats the roof.
- Poor Ventilation:
- Without proper airflow, warm and cold spots develop on the roof.
- Snow Accumulation:
- Heavy snowfall provides the raw material for ice dams.
How to Prevent Ice Dams
Taking proactive steps can significantly reduce the likelihood of ice dams:
- Improve Attic Insulation: Ensure your attic has sufficient insulation to keep heat from escaping.
- Enhance Ventilation: Install ridge vents and soffit vents to maintain consistent attic temperatures.
- Clean Gutters: Keep gutters free of debris to allow for proper water drainage.
- Use Roof Rakes: Remove snow from your roof after heavy snowfall to prevent buildup.
DIY vs. Professional Solutions
While some homeowners attempt to tackle ice dams on their own, it’s important to consider the risks:
- DIY Methods:
- Chipping away at ice can damage shingles and lead to accidents.
- Salt-based deicers can corrode roofing materials and harm nearby plants.
- Professional Services:
- Steam-based ice dam removal is safe, effective, and prevents further damage.
Hiring professionals like Right Now Roofing ensures that the problem is addressed correctly and efficiently.
Real-Life Examples
One Minneapolis homeowner noticed water stains on their ceiling after a particularly snowy week. By contacting Right Now Roofing, they not only had the ice dam safely removed but also received tips on improving attic insulation, preventing future problems. Their quick action saved them thousands in potential repair costs.
How Right Now Roofing Can Help
At Right Now Roofing, we specialize in:
- Ice Dam Removal: Using steam to safely eliminate ice dams.
- Roof Inspections: Identifying areas of heat loss and other vulnerabilities.
- Insulation and Ventilation Improvements: Reducing the likelihood of future ice dams.
With years of experience in Minneapolis winters, our team understands the unique challenges local homeowners face.
FAQs
Q: How much does ice dam removal cost? A: The cost varies depending on the size and severity of the ice dam. Contact us for a free quote!
Q: Can ice dams damage my gutters? A: Yes, the weight of the ice can pull gutters away from the roofline and cause lasting damage.
Q: How quickly should I act if I notice an ice dam? A: As soon as possible. Early intervention can prevent extensive damage.
Don’t let ice dams put your home at risk this winter. Schedule a free roof inspection with Right Now Roofing today! Our experts are here to help you protect your home and stay warm all season long. Call us at [phone number] or visit [website link] to book your appointment.

Case Study: Roseville, MN Roof Replacement – From Trusses to Custom Rafters
Location: Roseville, MN
Roof Design: Custom Rafter System
Materials Used: 2×10 Rafters, 2×10 Ridge, LVL Hips
Timeline: Completed despite a 6-week delay in truss availability
When a homeowner in Roseville, MN, reached out to Right Now Roofing, they were facing a unique challenge. After a tree fell on thier roof, due to supply chain delays, custom trusses that were needed to fix were unavailable for nearly six weeks. This could have easily delayed the entire project, but at Right Now Roofing, we pride ourselves on our adaptability and problem-solving approach. With some strategic planning and engineering expertise, we turned a potential setback into a unique custom roof solution.
Challenge: Truss Shortage and Project Delays
The initial design called for pre-manufactured trusses to complete the roof framework. However, like many industries, roofing suppliers have faced material shortages, and the trusses were backlogged for weeks. This could have easily thrown off our project timeline, leaving the homeowner to deal with unnecessary delays.
Solution: Custom-Engineered Rafter Design
Rather than waiting on trusses, we partnered with a structural engineer to design an alternative solution that would maintain the structural integrity of the home. The engineer recommended a rafter system, utilizing 2×10 rafters, a 2×10 ridge, and LVL (Laminated Veneer Lumber) hips to ensure strength and durability. This design not only met building codes but also provided a stable, long-lasting foundation for the roof.
Key Benefits of the Custom Rafter Solution:
- Increased Structural Strength: LVL hips and 2×10 rafters create a solid framework capable of withstanding Minnesota’s challenging weather conditions.
- Optimized for Speed: By adapting to readily available materials, we were able to avoid the six-week wait time and keep the project on track.
- Tailored Design: Custom-engineered to fit the unique specifications of the home, enhancing overall resilience and aesthetic appeal.
Project Highlights
In the video below, you’ll see our expert crew installing the custom rafters and ridge system, ensuring every piece fits perfectly. Each element, from the sturdy LVL hips to the carefully placed rafters, showcases our team’s commitment to quality craftsmanship.
Results
The Roseville homeowner now has a roof designed to stand the test of time. Despite initial setbacks, our team’s quick thinking and commitment to quality allowed us to complete the project efficiently, saving the homeowner time and potential headaches.
Final Thoughts
This project in Roseville, MN, is an example of how Right Now Roofing prioritizes client satisfaction and adapts to unforeseen challenges. We believe that every roofing project should be handled with expertise and creativity, no matter the obstacles.

How Thermal Roof Imaging Detects Hidden Roof Issues Before They Cost You
TL;DR:
Thermal roof imaging uses infrared technology to detect hidden issues like moisture buildup, air leaks, and insulation problems in commercial roofs. This non-invasive process allows for early detection of potential problems, saving property owners from costly repairs and helping improve energy efficiency.
Introduction
When it comes to managing a commercial building, roof maintenance is one of the most critical, yet often overlooked, tasks. Standard visual inspections can only catch surface-level issues, leaving moisture and structural weaknesses undetected until they become major—and expensive—problems. For proactive business owners, thermal roof imaging offers an innovative, non-invasive way to assess roof health comprehensively.
In this post, I’ll explain what thermal roof imaging is, how it works, and why every commercial property owner should consider it. We’ll also cover specific scenarios where thermal imaging can save you money and time, ensuring your business stays protected.
What Is Thermal Roof Imaging?
Thermal roof imaging is a method of roof inspection that uses infrared (IR) technology to detect temperature variations across a roof’s surface. These temperature differences often point to underlying issues such as trapped moisture, deteriorating insulation, or air leaks. Unlike traditional inspections that rely solely on what the eye can see, thermal imaging provides a deeper look, identifying hidden problems that can’t be detected visually.
Since water retains heat longer than the surrounding roofing materials, infrared cameras can spot it easily, even if it’s buried under roofing membranes or insulation. This technology gives property owners an upper hand by catching early-stage issues that, left unchecked, could lead to major structural damage, mold growth, or energy loss.
How Thermal Imaging Works
Step 1: Infrared Cameras Scan the Roof
Technicians use handheld or drone-mounted infrared cameras to scan the roof. This process is quick, often taking just an hour or two for medium-sized roofs.
Step 2: Detecting Temperature Variations
The infrared camera captures a thermal image, highlighting areas of the roof where temperatures vary. Warm areas indicate moisture buildup, while cooler zones may reveal issues like missing insulation.
Step 3: Data Analysis and Reporting
Our trained professionals interpret the data collected from the thermal scans. A comprehensive report is generated, outlining the areas of concern and providing actionable recommendations.
Step 4: Scheduling Repairs (If Needed)
If the thermal scan detects any issues, we work with you to plan necessary maintenance or repairs. This proactive approach ensures that minor issues don’t develop into significant expenses.
Thermal imaging is especially helpful in situations where there are multiple layers of roofing material. Traditional inspections might miss moisture trapped between layers, but infrared technology can detect it effortlessly.
Benefits of Thermal Roof Imaging
1. Early Detection of Roof Leaks
By identifying leaks before they are visible to the naked eye, thermal imaging helps prevent water damage and mold formation. Even a small, undetected leak can cause severe damage if left unchecked for months.
2. Energy Savings and Improved Efficiency
Poor insulation and air leaks cause energy loss, leading to higher utility bills. Thermal roof imaging detects these weak points, allowing you to address them and cut energy costs. Over time, this can translate to significant savings, especially for large commercial buildings.
3. Non-Invasive and Safe for Business Operations
Thermal imaging doesn’t require removing roofing materials or disrupting your business operations. Our team can perform the inspection after hours or during downtime to avoid interfering with your day-to-day activities.
4. Proactive Maintenance Strategy
Thermal imaging makes it easier to develop a proactive maintenance schedule. Rather than waiting for an emergency, you can plan repairs and upgrades during the off-season, minimizing downtime and repair costs.
Ideal Situations for Thermal Imaging
Thermal roof imaging is particularly useful in the following scenarios:
1. Post-Storm Inspection
Severe weather like hail, high winds, or hurricanes can cause roof damage that might not be visible to the eye. A thermal scan ensures hidden moisture pockets or structural damage aren’t missed, preventing future issues.
2. Routine Preventative Maintenance
Including thermal imaging as part of your regular maintenance routine helps you catch problems early, minimizing downtime and repair costs in the future. This proactive strategy is particularly valuable for industries with high uptime requirements, such as manufacturing or retail.
3. Pre-Purchase Property Inspection
Before purchasing a commercial building, it’s essential to understand the roof’s condition. A thermal scan ensures there are no hidden problems that could turn into unexpected expenses after the purchase.
4. Energy Audit for Cost Control
If your business is struggling with high energy bills, thermal roof imaging can pinpoint areas where insulation needs improvement. By sealing leaks and upgrading insulation, you can reduce your energy costs and improve the building’s overall efficiency.
Custom Chart: Common Issues Detected by Thermal Roof Imaging
Issue | How It Appears on a Thermal Scan | Impact | Recommended Action |
---|---|---|---|
Trapped Moisture | Warm spots | Water damage, mold growth | Repair or replace wet sections |
Poor Insulation | Cool areas | Higher energy bills | Add or replace insulation |
Air Leaks | Temperature fluctuation near seams | Energy loss | Seal leaks |
Structural Deterioration | Irregular temperature patterns | Weakening of roof materials | Reinforce or repair affected areas |
FAQs About Thermal Roof Imaging
1. How often should I schedule a thermal roof scan?
We recommend annual thermal imaging as part of your maintenance routine and always after severe weather events, like hail or high winds.
2. Is thermal imaging expensive?
While the upfront cost varies depending on roof size, the long-term savings from early detection of problems make it a cost-effective investment.
3. Will the scan disrupt my business operations?
No, the process is non-invasive, and we can schedule it to minimize any disruption to your operations.
4. What types of roofs benefit most from thermal imaging?
Flat or low-slope roofs are ideal for thermal scans, but the technology is effective for metal, single-ply, and built-up roofs as well.
5. Can thermal imaging detect every potential issue?
While thermal imaging is excellent at identifying moisture and insulation issues, it works best in conjunction with a physical inspection to assess structural concerns.
Conclusion
Thermal roof imaging is an essential tool for commercial property owners looking to protect their investment. By identifying hidden issues early, thermal scans help you avoid unexpected repairs, reduce energy costs, and extend the life of your roof.
At Right Now Roofing, we specialize in thermal roof imaging and comprehensive roof maintenance. Schedule your scan today and take the first step toward proactive roof care that saves you money and keeps your business running smoothly!

Commercial Roof Leak Detection: How to Prevent Costly Water Damage
TL;DR
Water damage is a major threat to commercial roofs, often beginning with small leaks that can cause serious structural damage if not addressed promptly. Regular inspections, proper drainage systems, and timely repairs are essential to prevent costly downtime and protect your building.
Even the most durable commercial roofs are not immune to the dangers of water intrusion. A minor leak can slowly become a significant problem, leading to mold growth, interior damage, and business disruptions. This post explores how water damage happens, what signs to look for, and how proactive maintenance can save you thousands in repair costs.
The Anatomy of a Roof Leak: How Water Intrusion Starts
Water can infiltrate your commercial roof through weak spots that develop over time. Below are some common entry points for leaks:
- Roof Penetrations
Vents, chimneys, HVAC units, and skylights require seals and flashing, which degrade over time. When these areas weaken, they become prime targets for leaks. - Drainage Issues
Flat commercial roofs often rely on a network of drains and gutters to remove rainwater. Clogs or damaged drains allow water to pool, increasing the chances of seepage and structural damage. - Seam Separation
For membrane roofs like EPDM or TPO, seams are the most vulnerable spots. Over time, exposure to temperature changes and UV rays can cause seams to loosen or separate, leading to leaks. - Punctures and Tears
Heavy foot traffic, falling debris, or sharp tools used during rooftop maintenance can puncture membranes, creating hidden paths for water to enter.
Comparison Table: Common Commercial Roof Types and Their Vulnerability to Water Damage
Roof Type | Vulnerability to Leaks | Common Causes of Leaks | Preventive Measure |
---|---|---|---|
Flat Roofs | High | Pooling water, clogged drains | Regular drain maintenance and inspections |
Metal Roofs | Medium | Seam failures, rust | Apply sealants, check seams regularly |
Asphalt Shingles | Low to Medium | Missing shingles, poor drainage | Timely repairs, gutter cleaning |
TPO/EPDM Membrane Roofs | High | Seam separation, punctures | Use protective coatings, inspect seams |
Green Roofs | Medium | Root intrusion, blocked drainage | Install root barriers, maintain drains |
How to Detect Water Damage and Leaks Before It’s Too Late
Early detection can prevent small leaks from turning into major headaches. Here are some common signs of water damage to look out for:
- Interior Water Stains or Discoloration
Yellow or brown stains on ceilings and walls are often the first signs of hidden leaks. - Mold or Musty Odors
Persistent dampness due to unnoticed leaks creates an environment perfect for mold growth, which can harm indoor air quality. - Warped Roof Membranes or Blisters
Flat roofs with membrane systems may show bubbles or blisters, indicating water has penetrated the surface layers. - Standing Water on the Roof
Pooled water that remains after 48 hours is a sign that drainage systems are not working effectively. - Increased Utility Bills
Water damage compromises insulation, making your HVAC system work harder to maintain temperature, which can spike energy costs.
Effective Strategies to Prevent Roof Leaks and Water Damage
Preventive maintenance is key to extending the life of your roof and avoiding costly repairs. Here’s what we recommend:
- Regular Roof Inspections
Schedule inspections at least twice a year, particularly before and after storm seasons. Focus on seams, flashing, and drainage systems. - Gutter and Drain Maintenance
Keep gutters and downspouts clear of debris to ensure water flows away from the roof. Inspect internal drains for blockages. - Use Roof Coatings
Applying a protective coating to membranes or metal roofs can prevent cracking and UV damage. - Seal Roof Penetrations
Regularly inspect and reseal areas around HVAC units, vents, and chimneys to maintain water-tight seals. - Invest in Moisture Detection Technology
Modern leak detection systems use sensors to monitor moisture levels and alert you to water intrusion before it becomes visible.
What to Do if You Discover a Leak
If you find signs of water intrusion, it’s essential to act quickly. Here are the steps to follow:
- Document the Damage
Take photos and detailed notes of the affected areas. This will help with insurance claims. - Apply Temporary Fixes
Use tarps or sealants to cover the leak and prevent further water damage until professionals can inspect the roof. - Call a Roofing Expert
Contact us at Right Now Roofing for a comprehensive inspection and expert advice. We’ll help determine the extent of the damage and recommend solutions. - File an Insurance Claim
Submit your documentation to your insurer and work with an adjuster to determine coverage. - Plan for Permanent Repairs or Replacement
Depending on the severity of the leak, you may need targeted repairs or a full roof replacement.
FAQs: Water Damage and Leaks on Commercial Roofs
1. How often should I inspect my roof for leaks?
Twice a year, ideally before and after major storms.
2. What is the leading cause of roof leaks?
Poor drainage systems are a major cause, especially on flat roofs where water tends to pool.
3. How can I prevent mold growth after a leak?
Dry the area immediately, use a dehumidifier, and monitor moisture levels to prevent mold development.
4. Does insurance cover water damage from roof leaks?
Most policies cover sudden water damage, but ongoing leaks from poor maintenance may not be covered.
5. Are small leaks a cause for concern?
Yes, even minor leaks can cause significant structural damage and lead to expensive repairs if left unchecked.
Conclusion
Water damage and leaks are among the most common—and costly—issues for commercial roofs. Proactive maintenance, regular inspections, and prompt repairs are essential to protecting your roof and your business. If you suspect a leak, don’t hesitate to call us at Right Now Roofing for an expert inspection and advice.

How Strong Winds Impact Commercial Roofs: Signs, Prevention, and Repair Tips
Commercial roofs are built to withstand a lot, but even the toughest roofing systems aren’t immune to wind damage. Strong gusts can create problems ranging from minor shingle shifts to catastrophic roof failure, compromising your building’s structure and exposing it to leaks and other issues. In this post, I’ll walk you through how to spot wind damage early, ways to prevent it, and what steps you can take if it occurs.
Understanding Wind Damage: Why It Happens
Wind damage often begins at the most vulnerable points of a roof—such as edges, corners, and seams—where gusts can loosen roofing materials. Once a small piece is compromised, the wind gets under the surface, tearing larger sections away. Here are key factors that determine your roof’s vulnerability to wind:
- Roof Age: Older roofs lose durability over time, making them more prone to wind damage.
- Roof Type: Flat roofs may experience “uplift” pressure, while sloped roofs are more susceptible to shingle lifting.
- Installation Quality: Poor installation leaves gaps and weak spots that wind can easily exploit.
- Building Height and Location: Taller buildings and those in open areas are more exposed to high wind pressures.
Signs of Wind Damage on Commercial Roofs
Early detection is crucial to prevent minor issues from escalating into expensive repairs. Here’s what to watch for:
- Lifted or Torn Materials: Look for shingles, metal sheets, or membrane seams that appear loose or out of place.
- Debris on Roof Surface: Accumulated debris can block drainage systems and indicate nearby wind damage.
- Visible Gaps or Open Seams: Gaps in roofing materials can let water in, leading to internal damage.
- Damaged Flashing: Flashing around vents, chimneys, and skylights may be bent or missing.
- Interior Leaks or Water Stains: Wind damage can lead to leaks, which often show up as ceiling stains or water drips.
Comparison Table: Flat vs. Sloped Roofs – Which is More Vulnerable to Wind Damage?
Factor | Flat Roofs | Sloped Roofs |
---|---|---|
Primary Issue | Uplift pressure | Shingle lifting and material loss |
Drainage Concerns | Poor drainage can lead to ponding water | Better drainage but still vulnerable |
Wind Speed Impact | Higher wind speeds can cause blow-offs | Shingles may loosen in gusts |
Maintenance Needs | Requires frequent inspections for debris | Moderate inspection frequency needed |
Best Prevention | Secure membrane edges and add ballast | Reinforce shingles and flashings |
Preventing Wind Damage on Your Commercial Roof
Prevention starts long before the wind begins to blow. These steps will help you reduce the chance of damage:
- Routine Inspections
Schedule regular roof inspections, especially before and after storm seasons. Inspections help catch small issues before they turn into bigger problems. - Reinforce Edges and Flashings
The edges of your roof are the most vulnerable. Ensure all flashings and fasteners are secure to prevent wind from getting under the surface. - Clear Debris Regularly
Keep your roof free of loose debris that could get blown into drainage systems or puncture the roof surface. - Invest in Wind-Resistant Materials
Use roofing materials designed to withstand high winds, such as impact-resistant shingles or heavy-duty membranes. - Maintain HVAC Equipment and Skylights
Secure any rooftop equipment like HVAC units, skylights, and vents, which could shift or cause damage in high winds.
Steps to Take After Wind Damage
If wind damage occurs, it’s crucial to act quickly to prevent further issues:
- Document the Damage
Take photos of any visible damage, both on the roof and inside the building. This documentation is essential for insurance claims. - Contact a Roofing Professional
Reach out to a roofing contractor, like us at Right Now Roofing, for a full inspection. We’ll identify hidden damage and provide a detailed report. - Make Temporary Repairs
If you find any leaks, use a tarp to cover the affected areas temporarily until repairs can be made. - File an Insurance Claim
Submit your documentation to your insurance provider as soon as possible. Make sure you understand your policy coverage to maximize your claim. - Plan for Permanent Repairs or Replacement
Depending on the extent of the damage, we’ll recommend either targeted repairs or a full roof replacement to restore your roof’s integrity.
FAQs: Common Questions About Wind Damage on Commercial Roofs
1. How much wind can a commercial roof withstand?
Most commercial roofs are designed to withstand wind speeds between 90 and 150 mph, depending on the materials used and local building codes. However, the quality of installation and ongoing maintenance play significant roles in how well the roof performs.
2. How often should I inspect my commercial roof for wind damage?
We recommend inspecting your roof at least twice a year—once before storm season and again afterward. Additional inspections should be done after major storms or high-wind events.
3. Does insurance cover wind damage to commercial roofs?
Most commercial property insurance policies cover wind damage. However, it’s important to review your policy details to understand deductibles and coverage limits.
4. What types of roofing materials are best for wind resistance?
Metal roofing, impact-resistant shingles, and heavy-duty membranes are among the best materials for wind resistance. These materials provide enhanced durability in high-wind conditions.
5. Can wind damage lead to leaks?
Yes, wind can loosen or tear roofing materials, creating openings where water can enter. Even minor wind damage can lead to significant leaks over time if left unaddressed.
Conclusion
Wind damage is a serious threat to commercial roofs, but with proper maintenance, quality materials, and proactive inspections, you can minimize the risks. At Right Now Roofing, we specialize in helping building owners protect their investments with high-quality roofing services. Whether you need a routine inspection, wind-resistant upgrades, or emergency repairs, we’re here to help.
Don’t wait for wind damage to catch you off guard—give us a call today to schedule your next roof inspection!

After a Hailstorm in the Twin Cities: 10 Steps to Protect Yourself and Your Roof from Scammers
After a severe hailstorm in the Twin Cities, many homeowners find themselves scrambling to assess the damage. Unfortunately, this is also when disreputable contractors try to take advantage of people in need of roof repairs. At Right Now Roofing, we’ve heard the horror stories, and we want to make sure you’re informed and protected. Here are 10 steps you can take to safeguard your home and avoid being scammed.
1. Understand the Scope of Damage to Your Home
In Minnesota, severe hail can damage your roof, siding, and windows. Before calling in an insurance claim, inspect the damage yourself or have a reputable contractor provide photo documentation. Make sure you agree with their findings. Filing unnecessary claims could harm you in the future and raise your premiums.
2. Verify the Company You’re Considering
Do a quick Google search and check reviews for any roofing company you’re considering in the Twin Cities. Look them up on the Better Business Bureau (BBB) to check for complaints or negative history. If they’re not a member of the BBB, that’s a red flag. Additionally, platforms like Angi and Nextdoor can provide valuable local insights from your neighbors.
3. Ask for Local References
Be sure to ask for references specific to the Twin Cities area and take the time to contact them. Ask about their experience, the quality of the work, and if the company fulfilled their promises. A company that regularly works in your local area should have plenty of references.
4. Clarify the Role of the Salesperson
In Minnesota’s storm restoration industry, it’s common for salespeople to serve multiple roles, such as job supervisor or production manager. Ask your salesperson what their role will be during your project and ensure there’s clear accountability for overseeing the work.
5. Carefully Read Contracts
Never feel pressured into signing an “insurance proceeds agreement” without fully understanding it. In Minnesota, you have the legal right to cancel any contract within three days of signing. Make sure you take the time to read the contract thoroughly and don’t be rushed by any high-pressure tactics.
6. Confirm Insurance Coverage
Ensure that the roofing company and any subcontractors have both workers’ compensation and liability insurance. This protects you as a homeowner if accidents occur on your property. You can ask for proof of insurance and verify it before any work begins.
7. Review Your Insurance Loss Statement
Your insurance loss statement will detail what’s covered, but sometimes items can be left off that are necessary for code compliance in Minnesota. Contractors may need to supplement for these items. Make sure you understand what is being covered and ask questions if anything is unclear.
8. Don’t Pay Until Materials Are Delivered
In Minnesota, it’s not uncommon for roofing projects to be delayed due to weather. Don’t hand over your Actual Cash Value (ACV) check before materials arrive on your property. The safest approach is to provide a down payment on the day the project starts, after confirming that materials are on-site and work has begun.
9. Secure Lien Waivers Before Final Payment
Before making your final payment, ensure you receive unconditional lien waivers from both the material suppliers and subcontractors. These waivers guarantee that all bills have been paid, protecting you from future legal claims on your property.
10. Ensure Supervision Throughout Installation
A reputable roofing company will have a supervisor present throughout the project. This person should:
- Be there at the start of the tear-off to inspect the decking.
- Oversee the installation of the ice and water shield, especially important for Minnesota’s harsh winters.
- Perform a final inspection upon completion to ensure the job was done to code and no property was damaged.
Having a dedicated supervisor helps identify underlying issues and ensures proper communication with your insurance company.
Conclusion
By following these steps, you’ll protect yourself from scammers and ensure your roofing project goes smoothly. Right Now Roofing is proud to serve homeowners in the Twin Cities area with integrity and professionalism. If you’ve been affected by a recent storm, contact us today for a free consultation.
FAQs
Q: What is an “insurance proceeds agreement”?
A: An insurance proceeds agreement allows the contractor to manage the insurance claim process on your behalf. However, it’s essential to fully understand the terms before signing to avoid surprises down the road.
Q: How do I check a roofing company’s reputation in Minnesota?
A: Look up the company on Google, the BBB, and ask for local references. Platforms like Angi and Nextdoor can also provide insights from other Minnesota homeowners.
